Aave V3 · Arbitrum / Ethereum⛓ CoinGecko live

Is your position
safe right now?

Enter your collateral and debt — get your health factor, liquidation price, and a stress test at any price drop.

Aave V3 Calculator — OrnyTools

Why calculate your Aave V3 health factor?

The health factor is the single most important number in any Aave V3 position. It measures the ratio between your collateral (adjusted for the liquidation threshold) and your debt. When it drops below 1.0, liquidators can seize your collateral and charge an 8–10% penalty. The problem: most borrowers open positions at health factor 1.3 and think they're safe — but daily interest compounding silently raises the liquidation price over months, without any market movement. On a $40,000 USDT debt at 6.5% APY, your liquidation price increases by over $3,300 in one year. This calculator uses official Aave V3 parameters on Arbitrum and Ethereum, live CoinGecko prices, and the exact protocol formulas to give you your real health factor, real liquidation price, and a stress test at any price drop.
Health Factor
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Enter position
01.0
LIQD.1.5
SAFE2.0+
Collateral value
—
Total debt
—
Liq. price (1st col.)
—
Available to borrow
—
Collateral assets
⚡ E-Mode: ETH correlated — LTV 93% · LT 95% · Liq. bonus 1%. Works only if ALL collateral is WETH / wstETH / rETH. Debt must be WETH or approved stablecoin.
Borrowed assets
Position summary
Collateral (USD)—
Effective threshold—
Weighted threshold value—
Total debt (USD)—
Health factor—
LTV used / max LTV—
Borrow power used—
Stress test — price drop
New HF
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Liquidation?
—
New col. value
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Buffer left
—

Aave V3 — Asset parameters

Official Aave V3 risk parameters. LTV = max you can borrow. Liquidation threshold = where your HF is calculated. Liquidation bonus = discount for liquidators.

Asset Max LTV Liq. Threshold Liq. Bonus Category
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For informational purposes only. Not financial advice. Always do your own research before making any financial decision. Terms · Methodology